How long did people wait for pensions to be paid out?
I’ve just had a stressful phonecall asking for yet more information that I already gave them 5 weeks ago! And additional stuff 3 weeks ago. I’m even named on the pension as beneficiary! Talk about add more stress to my bucket.
How long did people wait for pensions to be paid out?
@Ali29 lm still waiting since december. just sent an email to CEO of company to see if they can get things moving. Plus stilling waiting for another to get back to me.
I haven’t informed his pension people yet. I’m named as beneficary so I know it’s something I have to do soon. Ugh I’m dreading doing it all. I thought it would be a simple process but reading this it sounds like it won’t be. I hope you get it all sorted soon x
Why do people make things so bloody hard for us when we are already going through the hardest times of our lives
@Lotswife @LostLil @ and Ali29. I had to deal with this with teachers’ pensions and private pension fund and had no trouble. Both wanted death and marriage certificates. Private pension wanted certified copy of the will as well. Some documents accepted as jpg files. I think some private employers are less organised and don’t give dealing with the bereaved any priority. Hope you get sorted soon. xxx
Mine is teachers pension but we weren’t married, so keep asking for different proof. I’m named person and given all proof that we’ve been together for years but keep asking for more stuff. It’s annoying and frustrating.
Oh for gods sake. Why do you have to prove that you’ve been together for years if you’re the named person on his pension? Even if you’d only been together one year if you’re the person he named as beneficiary then why can’t they just accept that? I hope you get it sorted soon x
I’ll have to ring his soon. I had to have him taken off as named driver on my car insurance and informed the bank about our joint account yesterday, I cried most of the day because of it. It’s so bloody hard
@lostlil I didn’t find any Companies/Government departments that were sympathetic to loss when I called them despite some of them having dedicated bereavement departments.
Are the pensions works. I had no problem. We both worked for the Council and they sorted it in a few days. I was impressed. There was nothing in the will except that I inherited everything but I wasn’t asked for proof or a copy of the will. I did have a problem with one other pension and they kept asking me for yet more info. It took about five months to sort it and I took a lump sum in the end so that I could be rid of this company.
Is there an ombudsman you can make contact with. Just threatening to do this is usually enough to get them off their backsides. It’s the jobsworths in the office that cause the problems. You could always write or threaten to write to the head person in charge. I very often find that threats are enough to get things sorted. I did have problems with the bank and his investments similar to yourself and made a complaint and received a hamper as an apology from the bank.
Oh yes that was really hard for me too. It’s like your erasing them from your life. It’s horrible x
That’s exactly what it felt like
His family pointed out that if I had a bump in the car the insurance could be invalid so I knew I had to do it. I’ve also heard I have to remove him from the deeds on the house. That one is going to absolutely break me. It’s our home, ours, not mine. We were meant to grow old here together, I really don’t want to take his name off the deeds. To be honest I’ll probably just ignore that one, what’s the worst that can happen if I don’t do it?
Sobbing again now. Will it ever stop?
The deeds never occurred to me. Wouldn’t even know how to go about that one. Will research it!
@Ali29 This is not technically difficult although it may be emotionally hard. To remove a name from the house title you go to the Land Registry site. You download a DJP form (only 2 sides). They will want to see the original Death Certificate. I got a revised Title Register and site map. As my property was bought in two parts I got these for each. This will save my children a lot of time if anything happens to me. There is a charge but it’s not much.
@Ali29 I think the information is under “Registering the death of a joint owner at the Land Registry.”
Removing his name off my car insurance was hard, removing his name from our joint bank account was harder because it was ours, I sat in the bank with his sister in law crying like a baby, removing his name from our house would kill me. The tears are streaming just typing this. Every decision we ever made regarding the house, furnishings etc was made together. We both worked so hard and so many hours overtime to be able to save a decent deposit and to do everything we needed to do to the house. I don’t want to take his name off the deeds. To me this will always be OUR home. It’s silly really because I’ve never even seen the deeds and probably never will but I’m so upset at the thought of taking him off them. What would actually happen if I never did?
A solicitor dealt with all this for me so I never really had to do that much.
@LostLil It is not necessary to remove your husband’s from the house deed, but doing so keeps the Land Register up-to-date and provides an accurate record of ownership which will make it easier to sell the property in the future. So this can wait.
Oh that’s good to know. Perhaps I’ll never remove my partner from them then. To be honest I don’t ever see me moving from this house now, it’s never going to be the same without him but it was our home and we were happy here. We didn’t have children so when I die it’s not like I’m going to leave grieving children behind to deal with it. His nephew will inherit the majority of it so I’m sure he’s not going to be too put out at having to sort it out when I go.
Thank you that’s amazing!
@Ali29 It was one of many tasks I had to do because I wanted to get everything in order for my children. I dealt with my wife’s parents’ estates which wasn’t much in total but lots of little things. There was no will or details of what they had and I only sorted the last item out about 5 years ago. They both died about 25 years ago so I was determined to get my things in order. Assets that never get traced never get to those you would like to have them.