I can’t say that it has been a good day, but I have at last taken some baby steps forward.
I received some paperwork from a bank and have begun the painful process of closing his ISA. It feels as if I am choosing to delete him.
In case it is of interest to anyone, the probate that was quoted as taking 20 weeks was actually through in about 6 weeks.
I actually filled the car with petrol for the first time. Pathetic achievement, but I had not driven for 16 years, despite having a licence for 50 years. I took a few refresher driving lessons before braving driving on my own. Much has changed in that time. Including push button ignition, automatic headlights, wipers, etc. Not to mention paying at the pump which was another first.
I learned where the water meter and external stop cock are. It might sound obvious, but I live at the end of a country lane, 100 yards from the end of the main. The meter is buried in a grass verge 50 yards from the end of my drive. I should have known, but my husband took care of that sort of thing. That makes me feel and sound a bit precious.
It was not a fun day, by any measure, but it was a useful one and another few steps along this hard road.
That’s an incredible amount to achieve in one day. Dint know whether you know but I believe you can transfer your husbands isa to you and it doesn’t impact your allowance but stays tax free. We had a stocks and shares isa each. Each was worth more than the £20000 allowance. His was transferred into mine and I still kept my £20000 allowance for that year. Might be worth an ask to keep the interest tax free.
Yes, the solicitor told me about it. Not many banks do the Additional Permitted Subscription ISAs, and those that do offer a much lower interest rate, but still worth having if you are a tax payer.
It is a shame that banks and bereavement don’t publicise these things. But you do have three years to open an APS ISA apparently.
A bit of a faff, though.
Xx
I haven’t posted much today as the grief cloud descended after the e Mail arrived from the hospital,words like mistakes were made,level of care was below accetable levels, ops were not done every hour as ordered,doctor was too junior to sign death certificate,sepsis was considered but not acted upon,I am now awaiting a copy of a tape of the meeting just to compare the written version and what was actually said,to my daughter and me we can recollect some admissions were made maybe even redacted we shall see.
Hot chocolate time.
Well we didn’t get our inquest were supposed to get as coroner said decided not to do so and if we wanted a post mortem we would have to pay for it.
Felt just a cover up as doctors wanted to learn from it.
I felt that he shouldn’t have died like he did. That not everything was done that could have been. When I queried it the coroner got irritable with me and cut me short and said a toss off remark well he was very ill. S if I didn’t have the right to query what he had decided. I felt all his suffering had been for nothing. My father told me years ago what a cavalier attitude is adopted about decisions.
Seems same with Government over devaluing older people
Well my finger was very twitchy above the keyboard regarding one of your finds,but I never liked jailhouse rock,I posted awhile back every time Lesley’s name was removed from a document,it felt like she was being confined to a dusty old filing cabinet forever.
There is however one thing that spurs me on,I am the only memory keeper of our lives
Together,and I will bloody well keep that candle burning for as long as I possibly can,
So stick that up your trumpet Mr Grim Reaper.
This is where I was lucky to have a financial advisor and it was a stocks and shares ISA so a bit more risky. Good your solicitor told you. Mine didn’t and delayed probate by spelling his name wrong on the document.
I feel really sorry for those of you whose loved ones suffered from medical mistakes. What a nightmare.
Just getting that lost and abandoned feeling again, I can feel the tears start to come, life is so unfair sometimes. I miss Figen so much and feel there is no point of going on without her. I hate feeling like this. It’s a terrible thought to think I will never see her little smile again and hear her say …I love you too.
I feel like I am starting life over again without the support companionship and love of my dearest Figen, it’s not a road I am looking forward to going down. I am tired of all this emotional turmoil, I had serenity in my life with Figen then she got cancer and my whole world was turned upside down. She fought it bravely till the end, I just wish that I could have done more I felt so useless and it broke my heart to see her suffering without being able to help her. They say life is beautiful yes it is if you have good health and your hearts desire. Life can also be very very cruel.
I have mine on retainer at £50 a month to deal with my finances and have had for many years plus he gets commission on what he arranges but normally it is a percentage of anything they arrange for you plus commission on products. Otherwise straight fees will vary like solicitors and accountants. Best thing is to ask before you commit what their fees are. If they give you bad advice they are liable and you would get compensation. They also have to tell you what commission they get.